Credit union profile

St. Michaels Federal Credit Union

Colorado · Federal charter · Founded 1956 · Charter 11340

Figures for Q3 2026, the quarter ended September 30, 2026 · Release v2026.3.4

Total assets
$1.1M
+9.9% from Q3 2025
Total loans
$446K
−0.9% from Q3 2025
Net worth
$131K
+1.6% from Q3 2025
Members
184
−0.5% from Q3 2025
Net income, year to date
$13K
−2.4% from Q3 2025

Against the 749 credit unions under $10M

  • 12.01%
    Change from Q3 2025: −0.98 pt
    Median 18.47% 10th–25th percentile
  • Return on average assets annualized, year to date
    1.65%
    Change from Q3 2025: −0.14 pt
    Median 0.45% 75th–90th percentile
  • 0.68%
    Change from Q3 2025: +0.68 pt
    Median 0.94% 25th–50th percentile
  • 46.57%
    Change from Q3 2025: −5.65 pt
    Median 57.79% 25th–50th percentile
  • Asset growth annualized, since the prior year-end
    12.72%
    Change from Q3 2025: +10.79 pt
    Median −0.23% above the 90th percentile

In each strip the line runs from the 10th to the 90th percentile of the tier, the bar from the 25th to the 75th, the tick is the median and the dot is St. Michaels Federal Credit Union. An open marker at the end of a strip is a value beyond that range.

This page compares St. Michaels Federal Credit Union with its asset tier. To compare it with a peer group you choose, ask for a benchmarked view.

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Quarter by quarter

FigureQ3 2025Q4 2025Q1 2026Q2 2026Q3 2026
Total assets$991K$994K$980K$1.0M$1.1M
Total loans$450K$402K$372K$410K$446K
Net worth$129K$118K$122K$128K$131K
Members185187183182184
Net income, year to date$13K$2K$2K$10K$13K
Net worth / assets12.99%11.86%12.45%12.48%12.01%
Return on average assetsannualized, year to date1.79%0.24%0.93%1.91%1.65%
Delinquent loans / loans0.00%0.00%0.00%0.61%0.68%
Loans / shares52.22%45.88%43.37%45.80%46.57%
Asset growthannualized, since the prior year-end1.93%1.75%−5.70%5.65%12.72%

Named in QuarterCall Research

No QuarterCall Research names this credit union yet. Read the newest System Signals — Q2 2026, or see the filings behind Q3 2026 on QuarterCall Data.

Source: NCUA Form 5300 Call Report, through callbase, amendments included. Peer set: the 749 credit unions under $10M, Q3 2026.