QuarterCall Data · free mirror of public NCUA data
Every 5300 filing,
as one file per quarter.
What callbase holds today
Credit unions in
- filings archived
- amendments resolved
- archive span
- newest filing seen
Read live from the published manifest.
Five quarters, all credit unions
Each row names its statistic: the ratio of sums where the release carries one, the median otherwise.
Each quarter's figures cover the credit unions that filed in it, as release v2026.2.27 publishes them.
| Measure | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | vs Q1 2026 | vs Q2 2025 |
|---|---|---|---|---|---|---|---|
| Asset quality | |||||||
| Delinquent Loans / Total Loans Ratio of sums | 0.91% | 0.95% up | 1.03% up | 0.85% down | 0.96% up | 12‱ | 6‱ |
| Net Charge-Offs / Average Loans Ratio of sums | 0.79% | 0.77% flat | 0.79% flat | 0.81% up | 0.79% down | (3‱) | 0‱ |
| Provision for Loan/Lease Losses or Credit Loss Expense / Average Assets Ratio of sums | 0.58% | 0.59% flat | 0.61% flat | 0.52% down | 0.56% up | 3‱ | (3‱) |
| Capital | |||||||
| Net Worth / Total Assets for Prompt Corrective Action Ratio of sums | 11.2% | 11.4% up | 11.3% down | 11.3% flat | 11.5% up | 17‱ | 23‱ |
| Net Worth / Total Assets excluding CECL Transition Provision Ratio of sums | 11.1% | 11.2% up | 11.3% flat | 11.2% flat | 11.4% up | 18‱ | 31‱ |
| Net Worth + ALLL or ACL / Total Assets + ALLL or ACL Ratio of sums | 12.0% | 12.2% up | 12.1% down | 12.1% down | 12.2% up | 18‱ | 22‱ |
| GAAP Equity / Total Assets Ratio of sums | 10.0% | 10.3% up | 10.4% up | 10.3% down | 10.5% up | 16‱ | 50‱ |
| Liquidity and balance sheet | |||||||
| Cash + Short-Term Investments / Assets Ratio of sums | 12.3% | 11.9% down | 12.4% up | 13.0% up | 11.6% down | (140‱) | (71‱) |
| Total Loans / Total Shares Ratio of sums | 83.1% | 83.7% up | 83.2% down | 81.5% down | 82.9% up | 143‱ | (24‱) |
| Total Loans / Total Assets Ratio of sums | 70.7% | 71.0% up | 70.7% down | 69.6% down | 70.6% up | 95‱ | (10‱) |
| Borrowings / Total Shares & Net Worth Ratio of sums | 3.9% | 3.8% down | 3.5% down | 3.1% down | 3.3% up | 14‱ | (67‱) |
| Earnings, annualized | |||||||
| Return on Average Assets (ROAA) Ratio of sums | 0.75% | 0.81% up | 0.79% flat | 0.84% up | 0.92% up | 8‱ | 16‱ |
| Net Interest Margin / Average Assets Ratio of sums | 3.3% | 3.4% up | 3.4% flat | 3.5% up | 3.5% up | 5‱ | 19‱ |
| Yield on Average Loans Ratio of sums | 6.0% | 6.1% up | 6.1% up | 6.1% flat | 6.1% flat | 1‱ | 12‱ |
| Cost of Funds / Average Assets Ratio of sums | 1.84% | 1.84% flat | 1.83% flat | 1.71% down | 1.72% flat | 1‱ | (12‱) |
| Fee & Other Operating Income / Average Assets Ratio of sums | 1.03% | 1.04% flat | 1.05% flat | 1.00% down | 1.04% up | 3‱ | 1‱ |
| Non-Interest Expense / Average Assets Ratio of sums | 3.1% | 3.1% flat | 3.1% flat | 3.1% flat | 3.2% up | 3‱ | 8‱ |
| Non-Interest Expense / Gross Income Ratio of sums | 50.0% | 49.7% down | 49.9% up | 51.0% up | 50.7% down | (34‱) | 68‱ |
| Growth, annualized year to date | |||||||
| Asset Growth (Annualized) Ratio of sums | 6.7% | 5.8% down | 6.3% up | 13.2% up | 7.9% down | (521‱) | 126‱ |
| Loan Growth (Annualized) Ratio of sums | 4.8% | 5.2% up | 5.4% up | 6.9% up | 7.5% up | 64‱ | 273‱ |
| Share Growth (Annualized) Ratio of sums | 6.9% | 5.6% down | 6.3% up | 15.0% up | 8.1% down | (697‱) | 117‱ |
| Net Worth Growth (Annualized) Ratio of sums | 7.1% | 7.7% up | 7.1% down | 12.0% up | 10.6% down | (145‱) | 348‱ |
| Membership Growth (Annualized) Ratio of sums | 2.57% | 2.90% up | 2.56% down | 5.65% up | 3.94% down | (171‱) | 137‱ |
| Totals, summed | |||||||
| Total Assets Sum | $2.38T | $2.40T up | $2.43T up | $2.48T up | $2.50T up | 0.6% | 5.0% |
| Total Loans Sum | $1.68T | $1.70T up | $1.72T up | $1.73T up | $1.76T up | 2.0% | 4.9% |
| Total Shares and Deposits Sum | $2.02T | $2.03T up | $2.07T up | $2.12T up | $2.13T up | 0.2% | 5.2% |
| Net Worth Sum | $266.64B | $271.98B up | $274.35B up | $279.43B up | $285.45B up | 2.2% | 7.1% |
| Other | |||||||
| Average Loan Balance Ratio of sums | 18928.5% | 19132.3% up | 19399.1% up | 19558.6% up | 19880.4% up | 32,177‱ | 95,193‱ |
| Average Shares Per Member Ratio of sums | 14063.9% | 14048.5% down | 14286.4% up | 14586.8% up | 14548.2% down | (3,856‱) | 48,431‱ |
| Borrowers / Members Ratio of sums | 61.8% | 61.5% down | 61.3% down | 60.8% down | 60.7% down | (9‱) | (111‱) |
| Delinquent Loans / Assets Ratio of sums | 0.6% | 0.7% up | 0.7% up | 0.6% down | 0.7% up | 9‱ | 4‱ |
| Delinquent Loans / Net Worth Ratio of sums | 5.7% | 5.9% up | 6.4% up | 5.2% down | 5.9% up | 71‱ | 23‱ |
| Fixed Assets & Foreclosed Assets / Total Assets Ratio of sums | 1.8% | 1.8% flat | 1.8% flat | 1.8% flat | 1.8% flat | 1‱ | 0‱ |
| Gross Income / Average Assets Ratio of sums | 6.2% | 6.3% up | 6.3% flat | 6.2% down | 6.3% up | 9‱ | 7‱ |
| Members / Full-Time Equivalent Employees Ratio of sums | 406.0% | 407.1% up | 404.6% down | 404.5% down | 404.0% down | (52‱) | (201‱) |
| Members / Potential Members Ratio of sums | 2.8% | 2.8% down | 2.8% flat | 2.8% flat | 2.8% flat | (1‱) | (7‱) |
| Net Margin / Average Assets Ratio of sums | 4.4% | 4.4% up | 4.5% up | 4.5% flat | 4.5% up | 9‱ | 20‱ |
| Net Operating Expense / Average Assets Ratio of sums | 2.7% | 2.7% flat | 2.7% flat | 2.7% up | 2.8% flat | 2‱ | 7‱ |
| Other Non-Performing Assets / Total Assets Ratio of sums | 0.0% | 0.0% flat | 0.0% flat | 0.0% flat | 0.0% flat | 0‱ | 0‱ |
| Regular Shares / Total Shares & Borrowings Ratio of sums | 27.1% | 26.7% down | 26.5% down | 26.9% up | 26.7% down | (20‱) | (47‱) |
| Salary And Benefits / Full-Time Equivalent Employee Ratio of sums | 107600.4% | 107992.8% up | 108315.9% up | 113112.6% up | 113595.7% up | 48,309‱ | 599,530‱ |
| Yield on Average Investments Ratio of sums | 3.7% | 3.8% up | 3.8% flat | 3.5% down | 3.7% up | 19‱ | 0‱ |
Source: NCUA Call Report data, Q2 2025–Q2 2026 · callseries release v2026.2.27, cut Oct 29, 2026 · peer groups peer-groups.yaml@74abeac · n = 4,215 of 4,250 in Q2 2026
Query it in DuckDB
The peer matrix above comes from one file of the release, free to download, and DuckDB can read it over HTTP without an account or a key.
Release v2026.2.27, its files and changes →
-- Five quarters, all credit unions, as the matrix shows them:
-- each row's statistic is one of these three
SELECT measure, quarter, ratio_of_sums, median, sum,
n, expected_n
FROM read_parquet(
'https://series.quartercall.com/releases/v2026.2.27/peer-quarter.parquet'
)
WHERE peer_group = 'ALL' AND quarter >= '2025Q2'
ORDER BY measure, quarter; Direct from NCUA, or through QuarterCall
The same filings are public from NCUA, where collecting a quarter takes longer and downloads far more.
| Question | Direct from NCUA | Via QuarterCall |
|---|---|---|
| When you can read it | 73 hours a week — weekday mornings and evenings, plus weekends | No access window |
| One quarter of data | One call per credit union, thousands of them, throttled — hours, spread across several windows | One request |
| What you download | 380 MB of JSON, one document per filing, values as strings | about 25 MB of Parquet, typed and columnar |
| Credentials | A token, requested from NCUA | None |
| Amendments | Replaced at source — a re-fetch returns whatever is current | Resolved to one version per credit union and cycle |
The file is partitioned by cycle, sorted by charter number and carries statistics for each column, so DuckDB reads roughly one megabyte of the 25 to answer a query about one credit union. Values are typed at eight decimal places, where NCUA’s JSON carries them as strings. The quickstart reads a cycle of callbase in one query.
What's in Data
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Everything in QuarterCall Data comes from public sources, and none of it is premium licensed data.
QuarterCall publishes analysis of publicly available NCUA Call Report data. Nothing here is investment, financial, or membership advice.