Credit union profile

Midwestern State University Credit Union

Texas · State charter · Founded 1955 · Charter 67549

Figures for Q3 2026, the quarter ended September 30, 2026 · Release v2026.3.4

Total assets
$4.3M
−11.8% from Q3 2025
Total loans
$2.0M
−14.9% from Q3 2025
Net worth
$691K
−2.4% from Q3 2025
Members
912
+2.0% from Q3 2025
Net income, year to date
−$27K
Q3 2025: $8K

Against the 749 credit unions under $10M

  • 16.22%
    Change from Q3 2025: +1.56 pt
    Median 18.47% 25th–50th percentile
  • Return on average assets annualized, year to date
    −0.78%
    Change from Q3 2025: −0.99 pt
    Median 0.45% 10th–25th percentile
  • 2.46%
    Change from Q3 2025: +1.86 pt
    Median 0.94% 50th–75th percentile
  • 58.15%
    Change from Q3 2025: −1.04 pt
    Median 57.79% 50th–75th percentile
  • Asset growth annualized, since the prior year-end
    −15.53%
    Change from Q3 2025: −11.49 pt
    Median −0.23% below the 10th percentile

In each strip the line runs from the 10th to the 90th percentile of the tier, the bar from the 25th to the 75th, the tick is the median and the dot is Midwestern State University Credit Union. An open marker at the end of a strip is a value beyond that range.

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Quarter by quarter

FigureQ3 2025Q4 2025Q1 2026Q2 2026Q3 2026
Total assets$4.8M$4.8M$4.8M$4.3M$4.3M
Total loans$2.4M$2.4M$2.3M$2.1M$2.0M
Net worth$708K$717K$708K$703K$691K
Members894899900903912
Net income, year to date$8K$17K−$9K−$17K−$27K
Net worth / assets14.66%14.88%14.86%16.26%16.22%
Return on average assetsannualized, year to date0.21%0.35%−0.78%−0.74%−0.78%
Delinquent loans / loans0.60%0.29%0.74%0.47%2.46%
Loans / shares59.18%59.62%62.58%60.18%58.15%
Asset growthannualized, since the prior year-end−4.04%−3.19%−4.87%−20.58%−15.53%

Named in QuarterCall Research

No QuarterCall Research names this credit union yet. Read the newest System Signals — Q2 2026, or see the filings behind Q3 2026 on QuarterCall Data.

Source: NCUA Form 5300 Call Report, through callbase, amendments included. Peer set: the 749 credit unions under $10M, Q3 2026.