Data
Quarter · cycle date June 30, 2019

Q2 2019

✓ Quorum reached

Coverage

Filed, of expected
Filings held
Due
Rates at June 30, 2019 2.4% fed funds · 2-year 1.8% · 10-year 2.0%

Source: callbase manifest, policy floor/1 · rates as release v2026.2.27 records them

The quarter by peer group

Each row names its statistic: the ratio of sums where the release carries one, the median otherwise.

Q2 2019: each measure's statistic by peer group
MeasureAll FICUs 5,308 of 5,334<$10M 1,363 of 1,374$10M–$50M 1,677 of 1,688$50M–$100M 680 of 682$100M–$500M 1,012 of 1,014$500M–$1B 259 of 259$1B–$10B 307 of 307>$10B 10 of 10
Asset quality
Delinquent Loans / Total Loans Ratio of sums0.63% —1.78% —0.94% —0.81% —0.69% —0.61% —0.50% —0.90% —
Net Charge-Offs / Average Loans Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Provision for Loan/Lease Losses or Credit Loss Expense / Average Assets Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Capital
Net Worth / Total Assets for Prompt Corrective Action Ratio of sums11.3% —16.1% —13.0% —12.0% —11.4% —11.2% —11.2% —11.0% —
Net Worth / Total Assets excluding CECL Transition Provision Ratio of sums11.3% —16.1% —13.0% —12.0% —11.4% —11.2% —11.2% —11.0% —
Net Worth + ALLL or ACL / Total Assets + ALLL or ACL Ratio of sums11.8% —16.6% —13.4% —12.4% —11.9% —11.7% —11.7% —11.8% —
GAAP Equity / Total Assets Ratio of sums11.1% —16.0% —12.9% —11.8% —11.2% —11.0% —11.0% —10.9% —
Liquidity and balance sheet
Cash + Short-Term Investments / Assets Ratio of sums13.1% —30.7% —23.7% —19.9% —15.0% —12.5% —12.2% —10.8% —
Total Loans / Total Shares Ratio of sums83.3% —62.0% —61.7% —66.8% —77.4% —83.8% —86.5% —86.2% —
Total Loans / Total Assets Ratio of sums70.1% —51.8% —53.3% —58.0% —67.0% —71.2% —73.0% —69.4% —
Borrowings / Total Shares & Net Worth Ratio of sums3.6% —0.1% —0.2% —0.4% —1.3% —2.9% —3.5% —8.0% —
Earnings, annualized
Return on Average Assets (ROAA) Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Net Interest Margin / Average Assets Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Yield on Average Loans Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Cost of Funds / Average Assets Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Fee & Other Operating Income / Average Assets Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Non-Interest Expense / Average Assets Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Non-Interest Expense / Gross Income Ratio of sums59.1% —79.6% —74.8% —73.1% —69.7% —66.6% —57.8% —44.7% —
Growth, annualized year to date
Asset Growth (Annualized) Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Loan Growth (Annualized) Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Share Growth (Annualized) Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Net Worth Growth (Annualized) Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Membership Growth (Annualized) Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Totals, summed
Total Assets Sum$1.52T —$5.64B —$42.33B —$48.98B —$224.13B —$181.56B —$750.73B —$266.89B —
Total Loans Sum$1.07T —$2.92B —$22.56B —$28.42B —$150.19B —$129.32B —$547.79B —$185.16B —
Total Shares and Deposits Sum$1.28T —$4.71B —$36.54B —$42.57B —$194.01B —$154.30B —$632.96B —$214.70B —
Net Worth Sum$171.36B —$905.8M —$5.49B —$5.87B —$25.48B —$20.31B —$83.99B —$29.31B —
Other
Average Loan Balance Ratio of sums15456.3% —7204.3% —8645.0% —10294.9% —13309.8% —15304.4% —17199.5% —15916.2% —
Average Shares Per Member Ratio of sums10817.5% —4447.2% —7289.1% —8281.2% —9429.4% —10382.8% —12001.3% —11348.3% —
Borrowers / Members Ratio of sums58.3% —38.3% —52.1% —53.7% —54.8% —56.9% —60.4% —61.5% —
Delinquent Loans / Assets Ratio of sums0.4% —0.9% —0.5% —0.5% —0.5% —0.4% —0.4% —0.6% —
Delinquent Loans / Net Worth Ratio of sums3.9% —5.7% —3.8% —3.9% —4.0% —3.9% —3.3% —5.7% —
Fixed Assets & Foreclosed Assets / Total Assets Ratio of sums2.1% —0.7% —1.9% —2.4% —2.7% —2.6% —1.9% —1.8% —
Gross Income / Average Assets Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Members / Full-Time Equivalent Employees Ratio of sums386.7% —398.2% —404.1% —369.9% —339.6% —342.2% —395.8% —476.1% —
Members / Potential Members Ratio of sums3.0% —7.8% —2.9% —2.7% —2.7% —2.9% —3.1% —3.3% —
Net Margin / Average Assets Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Net Operating Expense / Average Assets Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
Other Non-Performing Assets / Total Assets Ratio of sums0.0% —0.0% —0.0% —0.1% —0.1% —0.1% —0.0% —0.0% —
Regular Shares / Total Shares & Borrowings Ratio of sums34.5% —76.3% —57.7% —48.3% —39.2% —33.6% —31.7% —32.2% —
Salary And Benefits / Full-Time Equivalent Employee Ratio of sums79399.3% —41818.2% —58741.2% —62337.5% —68578.0% —76746.4% —86900.7% —88570.5% —
Yield on Average Investments Ratio of sumsn/a n/a n/a n/a n/a n/a n/a n/a
‱ basis point: one hundredth of a percentage point n/a: not in release v2026.2.27 Q2 2018 has no figures in release v2026.2.27 n of N under a group: filed of expected when release v2026.2.27 was cut; Coverage counts callbase’s filings today.

Source: NCUA Call Report data, Q2 2019 · callseries release v2026.2.27, cut Oct 29, 2026 · peer groups peer-groups.yaml@74abeac

The files for Q2 2019

  • Accounts curated/accounts/quarter=2019Q2/data.parquet callbase
  • Account text curated/accounts_text/quarter=2019Q2/data.parquet callbase
  • Profiles curated/profiles/quarter=2019Q2/data.parquet callbase
  • Quorum, filer by filer index/quorum/quarter=2019Q2/data.parquet callbase
  • Peer aggregates releases/v2026.2.27/peer-quarter.parquet callseries
-- One ratio across every group, Q2 2019, with its quorum
SELECT peer_group, ratio_of_sums, median,
       n, expected_n, quorum_status
FROM read_parquet(
  'https://series.quartercall.com/releases/v2026.2.27/peer-quarter.parquet'
)
WHERE quarter = '2019Q2'
  AND measure = 'delinquent_loans_to_total_loans'
ORDER BY peer_group;

QuarterCall publishes analysis of publicly available NCUA Call Report data. Nothing here is investment, financial, or membership advice.